SERVING OUR CLIENTS
At Sèvis Finansye Fonkoze (SFF), we offer a full range of financial products designed to meet the needs of individuals, families, and small businesses, especially in underserved rural areas. Our goal is to make safe, reliable financial services accessible to all.
LOANS PRODUCTS
Business Development Loans
For clients (women and men) ready to expand their income-generating activities
Features:
- Larger loan amounts
- Tailored terms
- Available in local currency
- Designed for entrepreneurs with growth potential
SME Loans
(Small and Medium Enterprises)
Supporting the growth of formal and semi-formal business with tailored financing.
Features:
- Larger loan amounts suited for business expansion
- Customized repayment terms based on cash flow
- Available in HTG
- May include technical support and business advisory services
- Ideal for enterprises with a solid track record and growth potential
Group Lending
Empowering small entrepreneurs, especially women, to grow their businesses.
Features:
- Group and individual lending options
- Financial education included
- Regular coaching an follow-up
SAVING PRODUCTS
Saving Accounts
A safe and accessible way to manage money for everyday needs and emergencies
Features:
- Available in Haitian gourdes (HTG)
- Accessible at all SFF branches
- No minimum balance required
- Earn interest on eligible balances
Term Deposits
A secure and easy way to invest your savings and earn interest.
Features :
- Fixed interest rate
- 3 to 12 month terms in HTG or USD
- Funds are securely blocked during the term
- Ideal for medium-to-long term goals
MONEY TRANSFER / PAYROLL/ CASH DISTRIBUTION
Money Transfer
SFF facilitates both international and local money transfers, quickly, securely, and reliably.
These services support Haitian families and communities by making it easy to receive and send remittances that power daily life.
Partners
Payroll & cash distribution services
SFF also supports institutions with payroll and distribution services across Haïti:
- Salary payments through our branches for local organizations, churches, schools, NGOs, and international partners
- Payroll Direct deposits into SFF savings accounts
- On-site cash distribution for Cash-for-Work programs
How to Access Our Services
Our services are available at all SFF branches nationwide.
Founded in 2004, Sèvis Finansye Fonkoze, S.A. (SFF) is Haiti’s leading licensed microfinance institution, providing a wide range of financial services, including micro and small business loans, savings products, international and domestic money transfers, currency exchange, mobile money, and payroll services, to rural communities across the country.